The Barefoot team was PHENOMENAL. They were patient with me and answered EVERY question I had. I’m so comfortable with the Barefoot Plan and having the guaranteed safety feels great! I can now access my money at any time without delays, penalties or red tape! This is exactly what I’ve been searching for, and I’m so glad I found it. Thanks Barefoot Retirement for taking care of me and showing me the missing piece of my retirement!
I was dumbfounded that I had never heard of this before. It’s been fantastic! I’ve transferred the majority of my retirement funds into this account and I couldn’t be happier. Even if the market crashes, I won’t lose a penny. I don’t know why anyone would not have one of these.
I had never heard of this before. Being an engineer I really analyzed this hard. I am so glad I decided to do this. I have access to my money anytime I need it, I will be able to take my money out tax free. The Barefoot Team took the time to explain it to me step-by-step and answered all my questions. I’m so glad I did this!
Now I control my own security! This is what I needed to get a solid foundation built for my financial "house". The usual way of contributing to my 401k and hoping that everything just “works out” wasn’t working. The Barefoot Retirement Plan you helped me set up gives me the control and freedom that I've been missing. This plan was simple to set up with your help. Most people I know are unaware this option even exists. Thank you for showing me the way.
"I was blown away by the team at Barefoot Retirement. I learned more in my 15 minute virtual consultation with them than I had in all my previous planning experiences with other companies combined! I am more comfortable now with my portfolio, and I feel like I have more control of my retirement than ever before. As a young business owner and investor, everything these guys designed for me perfectly fits my goals. For years I’ve been told that saving for retirement meant tying up my money till I was 60. I FINALLY found someone who understood opportunity cost.""My experience was excellent. I especially liked how non-intrusive they were. From virtual meetings, to webinars, to their online educational library and calculators, this is my kind of firm! Everyone that I dealt with was genuine, knowledgeable, and incredibly responsive. I would recommend wholeheartedly that anyone looking for financial and/or retirement planning contact Barefoot Retirement. They are fantastic!"
In 2002, the S&P 500 Index dropped 48%. In 2008, it dropped a whopping 56%. It’s now up 26% from its 2008 high. Most experts believe there’s now much more down-side risks, than up-side potential, in the market. As evidenced by the record amount of funds that have recently been pulled out of the markets, many investors are beginning to realize that Wall Street is a rigged game. A game that the average person, just can’t win.
Plus… as poor of a net performance that the S&P 500 has delivered since 2000, it has actually out-performed the huge majority of mutual funds. According to the folks at the Motley Fool, only ten of the ten thousand, actively managed mutual funds available, managed to beat the S&P 500 consistently, over the course of the past ten years. That’s shocking.
Jeremy Grantham, co-founder and chief investment strategist of GMO, a Boston-based firm with $117 billion in assets under management was recently quoted as saying, “Another horrific stock market crash is coming, and the next bust will be “unlike any other” we have seen. We have never had this before. It’s going to be very painful for investors.”
The Barefoot Retirement Plan GUARANTEES that you will NEVER lose money due to market declines. Imagine how much better you’ll sleep at night, knowing that your retirement gains are “locked in,” and you’re guaranteed not to lose a single penny due to market declines. Why take the risk? Why gamble with your retirement funds at this stage of the game? You don’t have to do it any more. We’ll show you an easy way where you can still capture most of the up-side gains of the market, and totally eliminate any down-side losses due to market declines.
If so, you’re not alone. A recent survey revealed that 61% of Americans feared running out of money during retirement, more than they feared death itself!
A Forbes.com article titled "The Greatest Retirement Crisis in American History," stated the following
"We will witness millions of elderly Americans, the Baby Boomers and others, slipping into poverty. Too frail to work, too poor to retire, will become the 'new normal' for many elderly Americans."
The average 401(k) balance for 65 year olds is estimated at $25,000 by independent experts, (or $100,000 if you believe the retirement planning industry). Economics Professor Teresa Ghilarducci estimates that 75% of Americans nearing retirement in 2010, had less than $30,000 in their retirement accounts.
Additionally, there are millions of middle and upper-income Americans who have done well, but are concerned about it being enough. Enough for the future. Since 1925, inflation has averaged 3% a year. If you had an income of $50,000 in 2013, in 25 years that income would need to rise to $103,661 just to keep-up with 3% inflation. And that’s if inflation stays at this level.
Most experts agree that tax rates will likely to never-go-down in our lifetime. The majority has their retirement funds locked-up in qualified plans like IRAs and 401(k) s. When you retire, and you start pulling your money out of these plans; you will have to pay the “prevailing tax rates” on every single dime you pull out. The key is, No One knows what the “prevailing tax rates” will be at that time.
Healthcare is much the same. No one has a clue what healthcare costs will be in the future. We're all living longer. The average American will spend approximately 23% of their lives in retirement. That’s a long time. A long time for your funds to last. Some people have a general idea of “about” how much money they will have when they reach retirement, but no one knows what taxes, healthcare, cost of living, etc. will be decades from now. When there are so many unknowns out there, why not take steps NOW, to protect yourself from them.
A Barefoot Retirement Plan can help you to stock pile large sums of money, completely tax-free, thus eliminating the future risks of tax increases. We can also show you how you can set up a lifetime income, that will pay you each and every year, for as long as you live! We obviously can’t control what healthcare and cost of living costs will be in the future, but we can certainly help you set up a plan, that will put you in a significantly better position to deal with the unknowns that lay ahead.
Currently, the S&P 500 index is only up 29%, over it’s high in March of 2000. If you had put your money in the S&P 500 index 14 years ago, and left it there, you would only have a 29% gain to show for it. And, that gain does not take into account any expenses and fees you may have had.
Here’s an example. If you had invested $100,000 into the S&P 500 Index back in March of 2000, it would only be worth $129,000 today. (And that’s before deducting fees and costs). But we can’t forget about inflation. Since the year 2000, we’ve had a 38.4% increase in inflation. (See usinflationcalculator.com). For your money to just to be EQUAL to its value back in 2000, it would have to now be $138,400. With inflation factored in, you would actually now be down, over $9,000 in value, from where you started from, 14 years ago. And, that’s taking into account that since 2009, we’ve had one of the strongest, and longest running, bull markets in recent history. It’s pretty easy to see that this system simply isn’t working.
We’re not the only ones to state the obvious. More and more main-stream media sources are starting to admit that the traditional retirement programs are not working. Take a look at this:
The failure of these traditional retirement programs, will undoubtedly leave millions of Americans drastically unprepared for retirement. It's not their fault. Most of them have faithfully followed the “experts” advice on how to prepare for retirement. They’ve done everything they were told to do, yet they now find themselves way off the mark, from where their retirement account should be. Many people are running out of time. They certainly can’t afford to sustain another 50% market loss. They’ve got to do something different, or many are going to find themselves competing for jobs when they are past retirement age, when they should be retired and relaxing on a beach somewhere.
When you take the time to really look into the Barefoot Retirement Plan, we think you’ll agree, that it’s the single most powerful tax strategy that’s legally allowed in this great country.
For the majority of Americans, taxes will be the single largest expense you will be saddled with, during your lifetime. (Take a look at the chart below. It was created by using the CBO (Congressional Budget Office) expenditure estimates. Looking at this chart, do you really see any way that taxes will EVER be able to go down in our lifetime?)
Being able to eliminate the expense of taxes… (that could easily cost many of us 30% to 50% of our income when we retire), is the single most important thing that you can possibly do, to ensure that you’ll be able to live the Barefoot Retirement of your dreams.
Less than one tenth, of 1% of the American population, knows anything about these types of plans at all. There is only a small hand-full of specialized advisors who are experts in the plans, and who are experienced and qualified to set these plans up properly. If you work with an expert and get your plan set up correctly, you will be fortunate indeed. If these plans are not set up, structured and managed correctly, you risk losing all of the tax benefits of the plan, penalties, huge cash pay-backs, and even the failure of the plan itself. It’s simply not worth the risk to work with an unqualified specialist.
The best way to see how your Barefoot Retirement Plan can look, is to get a free analysis. We will carefully create a custom analysis, specifically for you and your family. These plans are NOT cookie-cutter plans. There is practically an unlimited number of variables that can be used. That’s why we take the time to understand you, and your personal situation. Once your analysis is complete, we will take the time to review it with you, be sure you understand it, and that all of your questions are answered. Rest assured, this is not a sales call. We will not sell you, or try to close you, or use any of the non-professional tactics that others use.
We know your retirement is serious business. We know this is something that takes some time to understand, and absorb. It’s a process. You’ll find our approach to be that of a helpful consultant, providing you with the information you need. We’re here to work with the clients who have an interest in this program, and help them structure a customized program, that best meets their unique goals, needs and desires. You won’t find any traditional “pushy salesmen” with our firm. We don’t tolerate them. If after going through this process you find that this program is not right for you, that’s fine. It’s not for everybody. We think you’ll find our approach to be a “breath of fresh air” compared to what you may have experienced in the past.
We look forward to talking with you and hopefully helping you and your family to live the Barefoot Retirement of your dreams!