The GIA has been available for almost 20 years. However, everything changed after the market crash of 2008, when people lost 40% to 50% of their retirement savings. Prior to that, no one wanted a cap on their upside growth potential. Since then, the volatility of the stock market and the instability of the world-wide financial situation, has created a need for a strategy that offers safety and protection of principal first and foremost. The GIA protection against market losses is a small trade-off for a cap on earnings.That’s why this plan has become such an attractive alternative for investing and retirement planning.
This Hybrid GIA is Patent Pending, and currently available to only a small group of money managers. As this exclusive patent agreement comes to an end, and this becomes more available, this concept will be better known.
Surprisingly, there has been a number of money managers and agents, who have been offered this unique plan as an option for their clients, but turned it down cold. They flat out told us that this plan did not offer enough commission for them. Some types of money managers and agents make their profit by being incontrol of your money. Since our plan is totally different, it isn’t in their best interest to share this information about this type of plan that puts you in control of your own funds.
Has anyone been lying to you? Most likely not. You just didn't know to ask.
Any asset can be rated based on the following 6 grading scales. Liquidity, Safety, Rate of Return, Expense Ratio, Tax-Efficiency, and “Headache” Cost.
1- Liquidity - You GIA is highly Liquid. You can access your funds at any time, even prior to retirement age, with zero IRS penalties. Score: (9)
2- Safety- With this plan, you will not lose a penny due to market downturn. Our plans are backed by some of the strongest companies in the world. Most have been in business for over a hundred years and have survived and prospered during every kind of financial crisis, geo-political event, wars, etc., imaginable. These companies have proven themselves over the test-of-time and have always prospered. Their success is not by accident. Score: (9)
3- Rate of Return- You have a potential to earn up to the Cap which typically ranges from 13-17%, depending on the plan you select. Score: (7)
4- Expense Ratio- Often times the true expense for these plans can up to 70% LESS than traditional accounts. We feel the small expense of our type of program is more than a fair trade-off, for the vast amounts of benefits this plan offers. Score: (6)
5- Tax-efficiency- You put in post-tax dollars, and provided your plan is structured properly, (which we help you do), you can access your funds TAX-FREE. And, you can access them tax-free before you retire (at ANY time), after you retire, and you can pass our remaining funds onto your heirs tax-free.Score (9)
6- Headache Cost- You are provided with your own Barefoot Retirement specialist who will answer all of your questions, and walk you through each step of the process, educating you along the way. The headaches associated with our plans is typically much, much less than any other option. Score (10)
There are 3 things:
1.) Service- We offer the highest level of personal and customized service you will find. Our clients ALWAYS come first.
2.) Knowledge- We have a wealth of knowledge on our staff about these specific and unique plans, with multiple years in the industry. This translates to us being a step ahead of the rest.
3.) Products- We have direct access to the Patent-Pending exclusive financial product that everyone is clamoring for. This plan is truly a game changer in the financial industry!
Absolutely! See Section 7702 of the tax code: http://www.irs.gov/irb/2005-06_IRB/ar12.html As long as your plan is structured properly, you can access your retirement dollars 100% tax-free!
Absolutely not! As long as you do it correctly, (and we will show you exactly how to do this), you can access your funds from your Guaranteed Index Account completely tax-free. However, if you use those funds to invest into alternative investments, the returns on your alternative investments are taxed, just as they would be with any other investment.
Yes, of course it’s 100% legal. Banks, wealthy American families, and large companies and smart individuals have been doing this for decades.
Yes. It's a structure that has some patent-pending design features. 99.8% of agents either don’t know about this new product, or don’t have access to it. These design features are mathematically proven to improve the plans performance. Just know that when you compare our flagship product to ANY other similar plan that is NOT our exclusive product, the discrepancy is usually in excess of a minimum of 20%, or much more. We know we have the absolutely best product of its class on the market today! Because of this exclusive feature, it truly gives us an unfair competitive advantage from all of the competition.
No- As long as you have a properly structured plan, there are no required minimum distributions. There is also no set schedule that you have to follow. There is infinite flexibility with these plans.
It’s easy. Either give us a call, or schedule your free consultation with us, and we’ll start the process. We will carefully walk you step-by-step, and explain everything to you in detail along the way. We are very much looking forward to working with you!